湖南财政经济学院学报

金融科技在国内发展如火如荼，各大银行金融科技投入逐年增长，银行、保险、证券等行业头部机构的科技人员人数呈现爆发式增长，很多机构仍存在金融科技人才缺口。国内许多高校都开设了金融科技专业，但是在金融科技人才培养上，普遍存在着师资力量不够、课程体系有待进一步完善、学生主动性调动不够以及与市场联系不够紧密等问题。针对金融科技人才培养的这些问题，应重点从以下几个方面进行优化和改进：优化师资培养机制，加快师资队伍建设；以项目及证书为导向，加强课程体系建设；加强实践教学，建立与市场的联系等。

The development of fintech is in full swing in China, the investment in fintech of major banks is growing year by year, and the number of scientific and technological personnel in the head organizations of the banking, insurance, securities and other industries has shown explosive growth, and there is a shortage of fintech talents in many organizations. Many domestic colleges and universities have established fintech majors, but in the cultivation of fintech talents, there are generally insufficient faculty, the curriculum system needs to be further improved, the mobilization of student initiative is not enough, and the link with the market is not close enough and other problems. In view of these problems in the cultivation of fintech talents, we should focus on optimizing and improving the following aspects: optimizing the mechanism of faculty training, accelerating the construction of the faculty, taking the projects and certificates as the guide, strengthening the construction of the curriculum system, enhancing practical teaching, and establishing the connection with the market.